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Annuity Calculator

Inputs

Payment Amount(USD)

Regular periodic payment amount

Annual Interest Rate(%)

Annual percentage rate (APR)

Time Period(years)

Number of years

Compounding Frequency

How often interest compounds

Annuity Type

Ordinary annuity or annuity due

Calculate

What to find

Target Amount (for Payment calc)(USD)

Only used when calculating payment amount

Future Value

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Total accumulated value of annuity at maturity

Present Value

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Total Payments Made

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Total Interest Earned

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Required Payment Amount

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Effective Annual Rate

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Total Number of Periods

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Formula

FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)^d; PV = PMT × [1 - (1 + r)^(-n) / r] × (1 + r)^d; Where d = 1 if annuity due, 0 if ordinary